How Do I Sign Up for the Affordable Care Act in South Carolina?
The easiest way to sign up for a health plan under the Affordable Care Act is to go to the online health insurance marketplace for South Carolina. If you find that you are not ready to enroll right now, you can wait and get more information about the health insurance plans that are being offered through various options, such as online, over the phone, or in person.
Where is the South Carolina Health Insurance Marketplace?
You can find the health insurance marketplace for South Carolina at HealthCare.gov. This federally-ran site is where you can learn about the various health insurance options available to you under the Affordable Care Act. If you see a plan you like, HealthCare.gov provides an easy to use, step by step enrollment process that you can complete within minutes.
Getting In-Person Help with Enrollment
In South Carolina, if you need help understanding your options for coverage under the Affordable Care Act or if you are just not understanding the differences between the available plans, you can get free assistance from a trained health insurance “navigator” or certified application counselor.
Keep in mind, health insurance navigators and certified counselors aren’t allowed to recommend a health insurance plan for you. They are only there to “provide unbiased information to consumers about health insurance, the new Health Insurance Marketplace, qualified health plans, and public programs including Medicaid and the Children’s Health Insurance Program.”
However, they can explain your options when it comes to available health insurance plans, answer your questions, and help you apply for the plan you choose.
Private insurance agents or health insurance brokers can also help you understand your health care coverage options under the Affordable Care Act. Unlike government-trained navigators and counselors, these individuals are allowed to sit with you and to suggest insurance plans for you and/or your family.
To find In-Person Support, go to HealthCare.gov and search for Find Local Help. There, you enter your city and state or zip code to get a list of navigators, insurance agents, and brokers near you.
Getting Help by Phone
If you have any questions about the Affordable Care Act, telephone assistance is also available through HealthCare.gov. Individuals and families can call toll-free @ 1-800-318-2596. If you are hearing impaired, you can use the TTY line @ 1-855-889-4325. Telephone assistance is available 24/7.