We provide low-interest loans to rural healthcare providers who need to make capital improvements to continue providing modern, appropriate care.


To keep their practices running smoothly, providers need to upgrade equipment, implement and update electronic health records, and renovate aging facilities. The financial resources to make these capital improvements are not as readily available to rural and underserved communities as they are to their urban counterparts. And many rural providers don’t have the staff time or expertise to explore and evaluate the various financial options.

Did you know?

Since 1997, SCORH has successfully leveraged nearly $137 million in coordination with local lenders, saving or creating more than 855 jobs in rural South Carolina.

Services Provided

The South Carolina Office of Rural Health’s Revolving Loan Fund helps rural healthcare facilities and providers access affordable capital resources to meet their financial needs. By bringing together a variety of funding sources, SCORH is often able to provide lower interest rates and longer terms for these loans. Loans are utilized by South Carolina’s Rural Health Clinics (RHCs), Federally Qualified Health Centers (FQHCs), private medical and dental practices, and rural hospitals. These funds can be used to:

  • build new facilities
  • renovate existing facilities
  • purchase major medical equipment
  • restructure debt
  • establish lines of credit
  • finance electronic health record systems

Program Contact

Stephanie Gibbs joined the South Carolina Office of Rural Health in December 2007 as a financial analyst and human resources manager. In August 2014, she was promoted to director of finance and human resources- and in July 2021, she was promoted to Chief Financial Officer. In this role, she provides planning, review and reporting for numerous funding sources to ensure all accounting and financial goals are met. Stephanie also guides and manages the overall provision of human resources services, policies, and programs for the office.


Contact Stephanie

Meet our Provider Services Team